No one can deny the fact that Health insurance is one of the most important insurance cover for the majority of Indians. With the rising cost of health care treatments, facilities and health issues, it is becoming a necessity rather than an option.
While it is important to have health insurance, it is equally important to have adequate & comprehensive Health Insurance Coverage. But why? In India, studies have estimated that 65% of healthcare expenditures are out-of-pocket expenses, which are not covered by most health insurance policies in the market. So what is the solution?
There are riders and add-ons available along with health insurance policies to help us in providing better & enhanced health insurance coverage. Let us understand this further: